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  • January's Financial Stress
    January 31, 2017 Dr. Linda Hancock

    January's Financial Stress

    Christmas is over and the bills are arriving. It's time to figure out how you are going to handle the January financial stress. Following are some hints that will help you to get back into control again: REGULAR REPEAT EXPENSES:1....

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  • Pay Up!
    December 30, 2015 Dr. Linda Hancock

    Pay Up!

    This is the week that many credit card bills arrive. Perhaps you got carried away with buying during the Christmas season and your balance is higher than you even expected.Well, it's time to get back on track again: 1. Don't...

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  • Use It or Lose It! Surviving in a Difficult Economy
    June 7, 2015 Dr. Linda Hancock

    Use It or Lose It! Surviving in a Difficult Economy

    It doesn't matter whether you are listening to local, provincial, national or international news - the message is the same. Falling oil prices have threatened the economies of several countries in the world and we are going to be affected...

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  • Bills Are Coming In
    December 17, 2014 Dr. Linda Hancock

    Bills Are Coming In

    So, you spent too much for Christmas (again!) and all the bills are making you nervous. Following are some ideas about how to get out of the financial problem that you have created: Don't ignore them! - It will not...

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  • Work Smart - Not Hard
    April 22, 2014 Dr. Linda Hancock

    Work Smart - Not Hard

    Sometimes people think that they need to work harder to do better. That isn't always the case. In fact, working smart is better than working hard. Let's talk about your future for an example. Most people pay Income Tax based...

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  • Do You Know Your FICO Score?
    September 17, 2013 Dr. Linda Hancock

    Do You Know Your FICO Score?

    In 1956 an engineer named Bill Fair and a mathematician named Earl Isaac founded Fair, Isaac and Company (FICO), a credit score company, in San Rafael, California. Over the years, their formula for determining risk with consumers has evolved and now is...

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  • Financial Planning Is Good for Everyone
    April 14, 2013 Dr. Linda Hancock

    Financial Planning Is Good for Everyone

    About four years ago, my oldest grandson got a part-time job in a grocery store. He graduated from high school last year and even though he was eligible for scholarships, decided that he would continue working so moved into a...

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  • January Bills
    January 6, 2013 Dr. Linda Hancock

    January Bills

    It's bad enough that the Christmas celebrations are over, and the weather is not cooperating with our plans but what makes things even more depressing is the fact that by mid-January, the credit card bills are arriving. It was easy...

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  • I'm Moving Up!
    July 16, 2012 Dr. Linda Hancock

    I'm Moving Up!

    Well, it's nice weather and often that brings thoughts of moving - but the move might not be motivated by anything more than a desire to change locations. And the results might include costs that you really never considered. I...

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  • Taxed Over Taxes
    February 20, 2012 Dr. Linda Hancock

    Taxed Over Taxes

    At the beginning of the twentieth century the United Kingdom and the United States had personal and corporate income tax laws. Canada, on the other hand, wanted to encourage immigration and therefore offered free land and a tax-free system as...

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  • Why Don't I Have Any Money?
    August 10, 2011 Dr. Linda Hancock

    Why Don't I Have Any Money?

    I remember when I was in grade eight and my father was scared to resign from his job because he didn't want to lose the three hundred dollar a month income that he was paid. But then you have to...

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  • Facing Your Financial Reality!
    August 9, 2011 Dr. Linda Hancock

    Facing Your Financial Reality!

    The recent debt crisis in the United States and media coverage of a volatile world economic situation has brought us to a point of realizing that when it comes to money, we just have to facts the facts! You cannot...

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